The customer service rep that I spoke to was awesome. He verified my identity and the money was in the bank in 10minutes. It was an easy and awesome experience. Thank you for being there for mne.
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Payday Loan in Singapore
We’ve been there, too – that moment when you realise you to spend a few hundred dollars more than what you can afford right now. You might have just gotten paid, too, and now youíre stuck in the middle of two hard decisions.
How do you make money when your next pay is two weeks away, and you need that money fast? What can you do?
Fortunately, there are certain kinds of loans that provide immediate relief from financial pressures. One of those propositions is a payday loans, a kind of personal loan that advances your next cheque.
Obtain a Payday Loan in Singapore
We’ve all found ourselves in a situation where you have to spend several hundred dollars more than you’ve got in the bank. Perhaps you’ve just been paid too, so now you’re stuck between a rock and a hard place.
What can you do when you need money now but you’re several weeks away from your next payday?
The good news is that there are some loans available that offer immediate financial relief. One such loan is a payday loan, which is a kind of loan that basically offers a cash advance on your next paycheck.
What are Payday Loans?
Payday loans are a kind of short term loan that let you get money based on how much you need before your next paycheck arrives, as the name implies. Typically, your next payment would be used to pay off the loan. It can be thought of as a way to get your money ahead of time. A payday loan comes with interest, as with any loan, including potential fees for using loan services.
Payday loans in Singapore can be easy enough to obtain. Lenders don’t check your credit score when assessing you, preferring to ask for proof of income so they know how much you get paid, and when you will next be paid.
Knowing this also helps estimate how much money you can borrow with your loan.
However, as a payday loan is basically an advancement of what you are paid, it means that how much you get for the loan is smaller than how much you get for your paycheck.
Don’t assume that the money you get from a payday loan will be a significant amount of money.
The fees attached to a loan depends on the moneylender. Some lenders offer their loans with high APR, and others don’t. Be sure to shop around to get the best possible lender.
CashMax88 provides flexibility to help you meet your needs. Be sure to get in touch with us to ask any questions you have about payday loans to see what we can do for you.
How Could a Payday Loan Help?
There are times you might need help getting through a tough financial patch. You may have considered applying for a personal loan, but maybe you need to get the money faster than you could with a personal loan, which takes time to process.
Here are the main reasons to consider taking out a payday loan;
- Most people of legal age (21) are eligible to receive a payday loan
- You have to be a citizen of Singapore, a permanent resident (PR), or hold a valid Singaporean work visa or employment visa – please note foreign students can not apply for or receive a payday loan
- Bad credit doesn’t automatically disqualify you from receiving a payday loan
- You can have the money sent to your bank account automatically within a few business days
- Payday loans are more like a cash advance, so there’s no need to worry about being stuck in a long-term commitment or a lengthy repayment period
- The application process for a payday loan is simple and quick
- You can build your credit score through a single, on-time, one-time payment
In short, should you find yourself dealing with unexpected bills or have to make an upfront purchase on something that doesn’t fit into your budget, a payday loan offers the best way to get the money that you need before your next payday.
If you do need money in a hurry and don’t want to deal with the tedious lengthy process of applying for a personal loan with a bank, then these are the best solution.
How to Apply for a Payday Loan Online?
It’s easy to apply for a payday loan online with CashMax88. Much like the other loan services we provide, you can complete your application process online.
The application process is simple and straightforward. Just provide us with some basic information, including your name, address, and contact information, and a way we can verify your employment and that you will be paid within a few weeks.
After submitting your application, just wait to hear from one of our representatives, which could take up to half an hour. Our representative will go over the information that you provided. This is also when you are free to ask any questions that you might have about the loan agreement.
You won’t need any major documentation or sensitive information to apply for one of the best payday loan in Singapore. Nor will we ask you for your credit score. This makes payday loans a good choice for people who have bad, or simply non-existent, credit.
Why Apply For a Loan with CashMax88?
You need money and you need it fast. We’re here to help. CashMax88 is a fully licensed moneylender. We have been approved by the Ministry of Law in Singapore to provide loans. We offer you a quick and easy hassle-free solution when you need a loan, with applications accepted in as little as 15 minutes.
Our great online application process makes the process of getting your money as painless as possible, letting you get back to your life and deal with any problems as and when they happen. We also offer fair interest rates, allowing for you to do more with your money without having to worry about serious consequences down the line.
We here at CashMax88 understand there are times money can be tight and you need some flexibility. That’s why we work hard to ensure you get an affordable rate and a friendly repayment period, and we do anything we can to help you stay financially stable.
What’s most important though, is the honesty and transparency of our application process. We write all application forms in clear and precise language, and you can consult our representatives at any time if you need any help filling out the application.
Finally, you can count on us to keep all your details safe and secure. With the latest technology powering our website, all the information you give us is only available to use. We never pass on your information to anyone else.
FAQ About Payday Loans
Do you have any more questions? We’ve put together some of the most frequently asked questions and answers about payday loans.
1. When are Payday Loan Repayments Due?
Loan repayments for payday loans are due when you receive your next pay check.
2. What are the Fees on Payday Loans?
As mentioned above, the minimum interest on the loan depends on the loan provider. How much you have to pay, including fees, is all outlined on the contract.
3. How can I Pay you Back?
How much you owe your lender, such as CashMax88, is automatically deducted from your bank account when you get paid.
4. How long does the procedure take?
With the streamlined process we provide, applying takes just a few minutes. After submitting the application, our team members will contact you and go over the important details. If your payday loan is authorised, then the money should be within your account within 1-2 business days. It may be possible to receive your money the same day that you apply for the loan.
5. Is There Anything I Should Watch Out For With Payday Loans?
Unfortunately, there are several unlicensed and unapproved moneylenders operating in Singapore that act like loan sharks. Please make sure that you look through the terms and conditions on a contract and understand them. If anything on the contract makes you hesitant or isn’t explained clearly, then don’t sign the contract. Be sure that the terms, repayment schedule, interest rates, and other details about the fees are outlined and written in clearly understandable language.
Apply for a Payday Loan Online Now
CashMax88 are more than happy to help you acquire your next payday loan. Give us a call or contact us online today with any questions that you have to get started with your payday loan online application.
What customers are saying
Hear what our customers are saying
I needed fast cash and applied for a loan through the website. My application was approved quite fast and the loan was granted. On payday I repaid in full. Reasonable moneylender.
This is the first time that I applied loan through online . I was worried and don’t have any confidence on moneylender as I read about several bad reviews. I done some research online and read about the good reviews of Cash24hour. Indeed, they are very professional and friendly. First they will call you to verify your details then he started to explain the loan plans and interest rates. In the end, I decided to take a $2000 loan and 6 months repayment plan. I am very thankful and satisfied with their services. Thumbs up for them!